Typically, people buy the nicest house that they can afford. Sometime the thought process is that increasing income over one’s lifetime will ease the burden of a large house payment. While there is some merit to this thought process, I would urge you to analyze this purchase as a banker would.
Continue Reading “Primary Residence: Determining What You Can Afford”
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] So, I was on the way back to the hotel from the Chicago office today and I got to talking with the cabbie, who was from Nigeria. We were discussing the finer points of life and digressed into talk of what languages he spoke. He spoke a little Spanish and
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] So, I just scheduled my first free trip to Europe. Last year I went to Belgium for about $900 total between flight and hotel, but this year the flight is free (actually $180 in fees). I am going with two friends and they each paid about $800 –
Crosby street is a strange place to live. It will be quiet for weeks, then chaos for a couple of hours. A couple of years ago, when I first bought my house on Crosby, I was struggling to fix it up. I was painting, patching, sanding floors, etc and I was starting to get tired
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] I recently read an article by Benjamin Mako Hill called When Free Software Isn’t Better. This article addresses the fundamental argument of importance, between the Open Source engineering paradigms and political Software Freedom. For an outsider, this argument can be difficult to understand. The approximate argument is that Open Source
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] Dr. Steve Horowitz says “No. This is just a myth.” Here’s his explanation. It grates me when one behaves as if he or she is clearing something up but he or she doesn’t make the distinctions required to indicate just what it is that needs to be cleared up in
Continue Reading “Are the Rich Really Getting Richer while the Poor Get Poorer?”
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] After reading this, I couldn’t help but laugh a little to myself. While I can certainly appreciate some part of Palin’s message about providing a positive message to young women caught in such a difficult situation, and I share the desire that something as awful as abortion could someday find its
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] Background So, there is some debate in developer circles about whether programming is an art, a science, or both. Recently, I have heard the word Code Craftsman and even Code Artist used by folks in the blogosphere. On the one hand, there is little argument that written code can be
Continue Reading “Code Craftsman, Code Warrior, or Just Sandwich Artist”
In the insurance industry, the idea that the protection insurance offers the consumer promotes a more reckless attitude on the part of said consumer is referred to as “moral hazard”. Apparently, since we have the material possessions in our homes insured against burglary, we are less likely to lock our doors for example. While I
I think my feelings on illegal immigration have at last reached critical mass. Arizona’s new social travesty masquerading as a Law is akin to punching Lady Liberty in the bread box. I am ashamed to share a nationality with these people. No illegal immigrants are taking jobs from “us”. There is no “us” and “them”.